Need an appraisal in Dolores or Montezuma County?

Here are the top reasons CO homeowners hire Southwest Colorado Appraisals, Inc.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Montezuma county's assessment of your property
  3. Remove PMI to reduce your mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in CO by determining the true market value of real estate in question

Need help determining the price of your home in or near Dolores, CO?
Contact Southwest Colorado Appraisals, Inc..

At Southwest Colorado Appraisals, Inc., we understand the individual needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Southwest Colorado Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Appraisals to remove PMI

A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Southwest Colorado Appraisals, Inc. is experts in helping consumers just like you remove unnecessary PMI insurance.

Challenge a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Southwest Colorado Appraisals, Inc. is your #1 weapon.

HELOC recently frozen?

If your property is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Southwest Colorado Appraisals, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? Southwest Colorado Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.